By | January 19, 2023
How To Open Zenith Bank (Ghana) Limited Account In Ghana

About Zenith Bank (Ghana) Limited In Ghana

Zenith Bank (Ghana) Limited, a subsidiary of Zenith Bank Plc was incorporated in April 2005 under the Companies Code, 1963 (Act 179) as a private limited liability company and licenced by the Bank of Ghana in September 2005 under the Banking Act, 2004 (Act 673) as amended by the Banking (Amendment) Act, 2007 (Act 738) to provide financial services under a Universal Banking Licence.

Since inception, the Zenith Bank Plc has been synonymous with its cutting edge ICT platform, passionately innovative staff and devotion to the development of top of the range products and services to meet customer needs. Zenith Bank is an epitome of a stable and strong institution with a brand and customer service that are the envy of its peers.

The Bank’s main service delivery channels include thirty-eight (38) business locations (branches and agencies) as well as numerous ATMs and Point of Sale terminals strategically located in various cities and towns across Ghana. Zenith also offers real-time internet and mobile banking which enables customers to access banking services on-the-go.

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Types Of Zenith Bank (Ghana) Limited Account In Ghana

Savings Account

This account is available to individuals 18-years and older and offers a secure and attractive method of saving funds at a competitive rate.

Cheque And Save

This account is available to customers 18-years and older and offers a secure, attractive method of saving funds at a competitive rate, while at the same time allowing for immediate access to funds via our in-house cheque clearance system.


Z-Woman is a lifestyle product that focuses on females and female owned businesses dedicated to improving the financial literacy and economic growth of Ghanaian women who have a Zenith Bank account or seek to open a Zenith Bank account.

Current Account

A convenient and flexible medium to make and receive payments. The account can be opened in individual or joint names.

Zenith Diaspora Account

This account is targeted at Ghanaians resident abroad. It affords the customer the opportunity to open and operate an account from anywhere in the world and ensures that the customer has access to unique products and services tailored to meet their banking needs. The types of account that can be opened under the Zenith Diaspora account are Savings Account, Current Account and Fixed Deposit Account.

Zenith Children’s Account (ZECA)

A savings account to nurture savings behavior in minors up to the age of 17 and provides guardians with a financial management tool

Zenith Children’s Plus Account

Saving for your child’s future just got easier with ZECA Plus, a savings account for children between 0-17 years.

Foreign Exchange Account (FEA)

Foreign exchange current account  facilitates smooth business transactions in the major trading currencies

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Foreign Currency Account (FCA)

Foreign currency accounts are available to clients who regularly receive remittances from offshore sources. Funding for this account is restricted to offshore remittances and offshore cheques.

Investment (Treasury) Products

The investment or treasury account consists of the following:

Call Accounts

Fixed Deposits

Treasury Bill Investment Services

Zenith Investment Savings Account (Zisa)

Zenith Investment Retirement Account (Zira)

Sell Buy Back Agreement (Sbba)

Securities Backed Investment (Sbi)

Outright Bond Sale/Purchase

Requirements To Open Zenith Bank (Ghana) Limited Account In Ghana

Account opening form duly filled

2 passport-sized pictures, (name & signature on reverse)

A valid national ID  (Ghana Card)& Tin certificate

Residence permit & non-citizen card (where applicable)

Employer introductory letter (where applicable)

Utility bill (not older than six months)

Mandatory initial deposit (Any amount ranging from GHC 20 and above)

Charges Involved In Opening Zenith Bank (Ghana) Limited Account In Ghana

In Zenith Bank (Ghana) Limited, the bank does not charge her client for opening of bank accounts with them. But after processing of the opening of the bank account is completed, the customer is expected to deposit a minimum balance in the account he/she created. This minimum amount ranges from GHC 20 to GHC 200 depending on the account.

How To Open A Bank Account With Zenith Bank (Ghana) Limited In Ghana

Walk into any branch of Zenith Bank (Ghana) Limited with document listed above like utility bills, passport photo Ghana Card Id and talk to the customer service that you want to open an account. The customer service personnel will then refer you to the designated bank official to help you open an account of your choice.

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